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Can I Afford to Study in New Zealand?

Calculate complete Year 1 tuition, living expenses, visa fees, and realistic part-time earnings converted into NPR.

Currency: NZD (1 NZD 80.5 NPR)
Work Cap: 20 hrs/week
Post-Study Visa: 3 Years
Data Status: Verified 2026

Your InputsNPR Conversions

Current bank deposit, loan approval, or liquid funds ready for Year 1.

Amount parents or sponsors in Nepal will send monthly.

Calculated at realistic ~23.15 NZD/hr wage with a 30% buffer for exam periods.

Funding Gap for New Zealand

Estimated Year 1 Total Expenditure: NPR 46,48,875

Year 1 Financial Summary

Annual TuitionNPR 28,17,500
Year 1 Living ExpensesNPR 17,96,760
Upfront One-Time Costs (Visas, Deposits)NPR 34,615
Total Year 1 ExpenditureNPR 46,48,875
Your Total Year 1 CoverageNPR 38,55,639
— Incl. Part-Time Earnings (Year 1)NPR 13,55,639
Net Funding GapNPR 7,93,236

Monthly Living Breakdown~1,860 NZD/mo

Rent (midpoint)
NPR 90,563
1,125 NZD/mo
Groceries
NPR 33,810
420 NZD/mo
Transport
NPR 11,270
140 NZD/mo
Utilities
NPR 9,660
120 NZD/mo
Health Insurance
NPR 4,428
55 NZD/mo

Upfront One-Time Costs

Fee Paying Student Visa
NPR 34,615
430 NZD

Studying in New Zealand: Fee-Paying Student Visa, FTS & Post-Study Work Rights

New Zealand offers quality education and 3-year Post-Study Work Visas for Masters graduates.

Tuition ranges from NZD 28,000 to NZD 42,000 per year. Living proof of NZD 20,000/year is required.

Students can work up to 20 hours per week during semester.

Frequently Asked Questions

What is FTS for New Zealand student visa in Nepal?
FTS (Funds Transfer Scheme) allows Nepali students to deposit living funds securely into an ANZ bank account to satisfy visa requirements.

Next Step: Review Document Checklist

Got your budget calculated? Check out the step-by-step document checklist for New Zealand admissions & visa.

View New Zealand Checklist →