Disclaimer Policy

1. Immigration & Student Visa Disclaimer

The immigration and student visa document checklists (covering destinations such as Norway, Australia, Canada, USA, Germany, Italy, Sweden, the Netherlands, Finland, UK, Japan, South Korea, etc.) provided on this Website are designed as informational aids to assist Nepalese students during their preparation.

• Not Official Legal Advice: Milan Khanal is a software developer and educational project author, not an accredited immigration lawyer, visa consultancy, or official diplomatic agent.
• Always Verify Official Sources: Visa policies, document specifications, financial proof thresholds (blocked accounts, bank statements, GTE/GS declarations), and application fees are subject to frequent regulatory changes by foreign embassies and immigration departments (e.g., UDI Norway, IRCC Canada, Home Affairs Australia, US Embassy, Auswärtiges Amt Germany).
• User Responsibility: Users must verify all requirements with official embassy websites, university portals, or registered migration consultants prior to visa lodgment or travel.

2. Financial & Cost Estimation Disclaimer

Tools such as the Study Abroad Affordability Calculator and Khata Expense Tracker use estimates, exchange rates, regional averages, and user inputs to calculate estimated monthly living costs, tuition totals, and part-time wage balances.

• No Financial Guarantee: Calculations are strictly illustrative estimates. Actual tuition fees, living costs, currency exchange fluctuations, tax deductions, and part-time employment availability will vary based on individual circumstances and economic shifts.
• Not Financial Advice: Content on this Website does not constitute financial, investment, accounting, or tax advice.

3. Advertising & Affiliate Disclosure

This Website participates in the Google AdSense advertising program. Advertisements displayed on our site are served automatically by Google and third-party advertising networks.

• We do not directly endorse or guarantee products, services, or companies displayed in automated Google AdSense advertisements.
• If our Website contains affiliate links in articles, we will clearly disclose this context. Clicking an affiliate link or advertisement will not increase costs for you.

4. External Links Disclaimer

The Website may contain links to external third-party websites, government databases, university portals, or social media platforms. Such external links are not investigated, monitored, or checked for accuracy or completeness by us. We do not assume responsibility for the content, privacy policies, or practices of any third-party websites.

5. Technical & Code Disclaimer

Software snippets, open-source code repositories, and engineering guides published on this Website are shared for community learning. While tested, they are provided without express warranty. Users implementing code snippets in production systems do so at their own risk.