Terms of Service

1. Acceptance of Terms

By accessing or utilizing khanalmilan.com.np(“the Website”), including all subdomains, tools (Immigration Checklists, Affordability Calculator, Khata Expense Tracker), blog guides, and services, you agree to be bound by these Terms of Service. If you do not agree to all terms and conditions, you must immediately discontinue use of the Website.

2. Description of Services

The Website provides access to software development portfolios, step-by-step student visa document checklists, international study affordability tools, expense management applications, and educational technology articles created by Milan Khanal.

All tools and materials provided on the Website are provided on an “AS IS” and “AS AVAILABLE” basis for informational, personal, and non-commercial educational purposes.

3. Intellectual Property Rights

Unless explicitly indicated otherwise, all content, original code, logos, visual designs, document checklist curation, articles, and graphics on this Website are the intellectual property of Milan Khanal.

• You may view, download, and print pages for your own personal, non-commercial use.
• You may NOT republish, redistribute, sell, scrape, or commercially exploit any material from this Website without prior explicit written permission.

4. Acceptable Use Policy

When using our Website and tools, you agree NOT to:

• Use the Website for any illegal, unauthorized, or fraudulent purpose.
• Attempt to bypass authentication mechanisms, gain unauthorized access to administrative routes, or tamper with security infrastructure.
• Transmit malware, viruses, harmful code, or initiate denial-of-service attacks.
• Automate scraping or data harvesting without written authorization.

6. User Accounts & Progress Storage

If you create an account to save checklist progress or use the Khata application, you are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account. We reserve the right to terminate accounts that violate these Terms.

7. Limitation of Liability

In no event shall Milan Khanal, the Website, or its affiliates be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of your access to, use of, or inability to use the Website, any reliance on content or tools, or any software errors.

8. Third-Party Links & Advertisements

The Website contains links to external third-party websites and serves advertisements via Google AdSense. We do not monitor, control, or endorse the privacy practices, content, or accuracy of third-party websites or services.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Nepal, without regard to its conflict of law principles.