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Can I Afford to Study in USA?

Calculate complete Year 1 tuition, living expenses, visa fees, and realistic part-time earnings converted into NPR.

Currency: USD (1 USD 134.5 NPR)
Work Cap: 20 hrs/week
Post-Study Visa: 1 Years
Data Status: Verified 2026

Your InputsNPR Conversions

Current bank deposit, loan approval, or liquid funds ready for Year 1.

Amount parents or sponsors in Nepal will send monthly.

Calculated at realistic ~16 USD/hr wage with a 30% buffer for exam periods.

Funding Gap for USA

Estimated Year 1 Total Expenditure: NPR 77,91,585

Year 1 Financial Summary

Annual TuitionNPR 43,71,250
Year 1 Living ExpensesNPR 33,73,260
Upfront One-Time Costs (Visas, Deposits)NPR 47,075
Total Year 1 ExpenditureNPR 77,91,585
Your Total Year 1 CoverageNPR 40,65,451
— Incl. Part-Time Earnings (Year 1)NPR 15,65,451
Net Funding GapNPR 37,26,134

Monthly Living Breakdown~2,090 USD/mo

Rent (midpoint)
NPR 1,68,125
1,250 USD/mo
Groceries
NPR 60,525
450 USD/mo
Transport
NPR 17,485
130 USD/mo
Utilities
NPR 18,830
140 USD/mo
Health Insurance
NPR 16,140
120 USD/mo

Upfront One-Time Costs

SEVIS I-901 Fee
NPR 47,075
350 USD

Studying in the USA: F-1 Visa Expenses, Tuition & On-Campus Work Opportunities

The United States hosts thousands of Nepali graduate students annually, particularly in STEM fields offering 3-year OPT work extension. American universities provide extensive assistantship and scholarship opportunities.

Annual tuition ranges from USD 20,000 to USD 45,000. Off-campus living expenses average USD 1,000 to USD 1,800 per month depending on region. High-cost metro areas (NYC, California, Boston) are significantly more expensive than Midwest college towns.

F-1 visa rules restrict students to on-campus employment for up to 20 hours per week during school sessions. Off-campus work requires CPT authorization or severe economic hardship permission.

Frequently Asked Questions

Can F-1 visa students work off-campus in the USA?
No. During the first academic year, F-1 students can only work on-campus up to 20 hours per week. Off-campus work requires CPT or OPT approval.

Next Step: Review Document Checklist

Got your budget calculated? Check out the step-by-step document checklist for USA admissions & visa.

View USA Checklist →